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When is the Right Time to Refinance?

By Natalie Hayes Schmook, MBA, CFP, CVA, Hayes Wealth Advisors With mortgage rates dropping, I’m getting asked if now is a good time to refinance....

Investing 101: The Bond Market

By Natalie Hayes Schmook, MBA, CFP, CVA, Hayes Wealth Advisors For most beginner investors, the stock market is an approachable way to learn about “the market”....
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