Tag: Natalie Hayes Schmook
Roll Kids’ 529 Plans Into Roth IRAs?
By Natalie Hayes Schmook, MBA, CFP, CVA, Hayes Wealth Advisors
Q: What is this 529 plan rollover?
A: At the start of 2023, the Secure 2.0...
Three Things You Should Know About 529 Plans
By Natalie Hayes Schmook, MBA, CFP, CVA
If you are an optometric professional who has children, chances are you’ve heard of 529 plans as a...
Needs = Taxes, Debt and Electricity
By Natalie Hayes Schmook, MBA, CFP, CVA
Needs should consume no more than 50 percent of your pre-tax profits, which in this case is $150,000...
The 50/30/20 Approach for Personal Budgeting
By Natalie Hayes Schmook, MBA, CFP, CVA
A regular question I see from ODs (especially recent grads) is, what is a normal budgeting breakout for...
The 1% Trick That Will 100% Help Your Retirement Goals
By Natalie Hayes Schmook, MBA, CFP, CVA
January means a new year, and I want to share with you the easiest New Year’s resolution that...
3 Steps to Tax Savings for 2021
By Natalie Hayes Schmook, MBA, CFP, CVA
In March and April my inbox is flooded by ODs who need last minute tax-saving strategies.
While there are...
Is Your Portfolio on Track for Retirement? Use the 4% Rule
By Natalie Hayes Schmook, MBA, CFP, CVA
The number one question I get regarding saving for retirement is: How much is enough?
As a financial advisor,...
Money Talk: Personal Spending Is a Mission-critical Piece to Retirement Planning
By Natalie Hayes Schmook, MBA, CFP, CVA
When doing financial planning for OD clients, one of the first questions I ask them is if how...
Money Talk: 5 Common (But Fixable) Retirement Planning Mistakes
As a financial advisor for ODs, retirement planning is one of the most important parts of planning that I work on with clients. There are five common mistakes I run into. Please avoid these errors; your 65-year-old self will thank you!
