Tag: Natalie Hayes Schmook
When is the Right Time to Refinance?
By Natalie Hayes Schmook, MBA, CFP, CVA, Hayes Wealth Advisors
With mortgage rates dropping, I’m getting asked if now is a good time to refinance....
Taxes Are Filed—Here Are Two Things You Should Review
By Natalie Hayes Schmook, MBA, CFP, CVA, Hayes Wealth Advisors
For most of America taxes were due by May 1, so hopefully you are filed...
Three Things You Should Know About 529 Plans
By Natalie Hayes Schmook, MBA, CFP, CVA
If you are an optometric professional who has children, chances are you’ve heard of 529 plans as a...
Needs = Taxes, Debt and Electricity
By Natalie Hayes Schmook, MBA, CFP, CVA
Needs should consume no more than 50 percent of your pre-tax profits, which in this case is $150,000...
The 50/30/20 Approach for Personal Budgeting
By Natalie Hayes Schmook, MBA, CFP, CVA
A regular question I see from ODs (especially recent grads) is, what is a normal budgeting breakout for...
The 1% Trick That Will 100% Help Your Retirement Goals
By Natalie Hayes Schmook, MBA, CFP, CVA
January means a new year, and I want to share with you the easiest New Year’s resolution that...
Money Talk: 5 Common (But Fixable) Retirement Planning Mistakes
As a financial advisor for ODs, retirement planning is one of the most important parts of planning that I work on with clients. There are five common mistakes I run into. Please avoid these errors; your 65-year-old self will thank you!
