Tag: personal finance
When is the Right Time to Refinance?
By Natalie Hayes Schmook, MBA, CFP, CVA, Hayes Wealth Advisors
With mortgage rates dropping, I’m getting asked if now is a good time to refinance....
The 50/30/20 Approach for Personal Budgeting
By Natalie Hayes Schmook, MBA, CFP, CVA
A regular question I see from ODs (especially recent grads) is, what is a normal budgeting breakout for...
Money Talk: Personal Spending Is a Mission-critical Piece to Retirement Planning
By Natalie Hayes Schmook, MBA, CFP, CVA
When doing financial planning for OD clients, one of the first questions I ask them is if how...
