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The Spending Groove: Financial Advice for Couples

Dr. Justin in a black dress
Dr. Lauretta Justin

They say money can’t buy love, but it sure can cause a few arguments in the kitchen. That’s why Lauretta Justin, OD, founder of Optometry Divas, is giving away a free book to optometrists this Valentine’s Day (Sunday, Feb. 16, is the last day to download the book at no cost. After that, it will still be available, but at its regular price). Until Debt Do Us Part looks at ways that couples can examine their spending or saving and how they talk about it.

Money shapes relationships, influencing security, freedom and power dynamics, says Dr. Justin. Financial disagreements, from credit card statements to savings strategies, can bring couples closer or push them apart.

She created Money Blueprints—the unique mix of psychology, personal history and habits that determine how people handle money. There are four major money personalities:

  • The Investor – Focuses on growing wealth, follows market trends, and loves a good investment opportunity.
  • The Saver – Finds comfort in a well-padded emergency fund and keeps track of every interest rate.
  • The Giver – Generous to a fault, always ready to help others, sometimes at their own expense.
  • The Spender – Lives for the moment, prioritizing experiences and indulgences over long-term financial security.

Understanding your own money personality—and your partner’s—can help bridge financial gaps and create a stronger, more balanced relationship.

Download your copy here.

This article was created using several editorial tools, including AI, as part of the process. Human editors reviewed this content before publication.

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